Comments on: When banks use some dumb excuse not to give you your money http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/ Personal blog of Jessica Zafra, author of The Collected Stories and the Twisted series Wed, 09 Jul 2014 06:05:41 +0000 hourly 1 https://wordpress.org/?v=5.4.15 By: brewhuh23 http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252656 Wed, 09 Jul 2014 06:05:41 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252656 * ATM cards.

By the way, BDO should be grateful they didn’t lose my former employer’s account or else heads would have rolled.

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By: brewhuh23 http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252654 Wed, 09 Jul 2014 06:01:59 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252654 I think it was 2 years ago when a number of payroll accounts in my former place of employment (I love saying that —former!) got compromised and this was no ordinary glitch. It was a major security breach!

I even have teammates who had to go to the BDO branch where our payroll is at and changed their ATMs. I was told the lines to have the cards changed were longer than the queues at the last Spiderman movie.

Ayaw ni Kris, hahahaha!

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By: ewankosayo http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252572 Wed, 09 Jul 2014 02:03:56 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252572 I have a BPI account and one time, around Christmas season, I got an additional Php1,000 in my ATM account. I thought someone must have sent me an “aguinaldo”. So I took the cash and a few days later when I tried to withdraw money, BPI deducted a thousand pesos. So nagkamali lang pala sila at nasobrahan ung nilagay sa ATM ko. What was that? A prank? Sakto Pasko pa. Nakakainis.

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By: jeffwar314 http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252397 Tue, 08 Jul 2014 17:22:59 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252397 BDO uhuh, there were 2 times in my recollection that they were down for a day .. twas a Sunday and the most recent, 3 weeks ago It think. I dunno why my company still chose them… yay and their ATM in Paseo de Roxas has been compromised so never withdraw there (if ever u will go south) :)

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By: wangbumaximus21 http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252377 Tue, 08 Jul 2014 16:34:39 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252377 Your Grace, my apologies if I unintentionally made a personal (but unpleasant) view on credit card. I just can’t help myself feeling right of not having a credit card in the first place (but the irony here, Your Grace, I’m the one who delivers the credit card payments of my old folks on a monthly basis).

My thanks on the specific Bisayan location of the place, Your Grace. Indeed, I have friends who speak Bisaya and “buwang” is often uttered in their personal conversations (to which I understand for Bisaya is a second language in my place, Your Grace).

P.S. “Buwang” can be translated as Moon (Many pronounce and spell Buwang as “BU-ANG”–people in Leyte, Sorsogon, Masbate, and Samar say that way). They say Buwang differently, Your Grace.

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By: silentfollower http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252353 Tue, 08 Jul 2014 15:47:39 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252353 Maganda ang cash basis only para sa mga impulse buyers na kagaya ko. Ang ginagawa ko’y itinatabi ko na muna ang aking ipon bago ako gumala sa mall, at ang ipon ay naka-passbook kaya nakakatamad bawasan.

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By: silentfollower http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252351 Tue, 08 Jul 2014 15:44:44 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252351 Nangyari rin sa akin iyan sa aking payroll ATM card noong nakaraang taon. Nag-amok ako sa BDO Corporate Offices branch at nag-alerto ng HR namin. Hindi lang pala sa akin nangyari iyon noong araw na iyon kaya’t naglabas ng memo ang aming HRD kung paano ang gagawin.

Ang pinakamaganda ay ang paliwanag ng BDO: “Nangyayari talaga na nacocompromise ang cards, lalo kapag may incident report sa ATM terminal na pinaggamitan niyo. Best is to withdraw in the office premises because malls are public places.”

Bleeech.

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By: Ejia http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252178 Tue, 08 Jul 2014 05:32:32 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252178 I don’t like paying with credit cards because:

A. I have very poor impulse control.
B. Most places prefer cash, and some places don’t take cards.
C. It’s embarrassing to have your card declined because you’ve reached your limit.
D. The systems that connect to the banks are slow and sometimes break down.

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By: jessicazafra http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252114 Tue, 08 Jul 2014 02:36:22 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252114 In reply to wangbumaximus21.

wangbumaximus21: We pay for everything in cash, like the Sopranos. We used to have credit cards, but after we maxed out three credit cards we realized that most of our income was going to paying the monthly balance on our credit card debt. In effect, we had landed in economic slavery. So we cut the cards, called the banks and got terms.

Credit cards are a convenience, but only get them if you can pay off your entire balance at the end of each month. Paying the minimum balance required is the road to economic servitude!

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By: jessicazafra http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252109 Tue, 08 Jul 2014 02:27:34 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252109 redoctober, wangbumaximus21: Barangay Buwang is in Antique. Our friend went there last month to do research on banig-weaving.

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By: meol http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-252050 Mon, 07 Jul 2014 23:22:09 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-252050 this should be the stuff that keeps lawmakers busy. if there’s a law that would require the bank to compensate those who had been inconvenient by their incompetence , they’ll take the maintenance of their system more seriously.

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By: allancarreon http://www.jessicarulestheuniverse.com/2014/07/06/when-banks-use-some-dumb-excuse-not-to-give-you-your-money/comment-page-1/#comment-251987 Mon, 07 Jul 2014 20:09:14 +0000 http://www.jessicarulestheuniverse.com/?p=28680#comment-251987 Dr. Feelgood: ATM as debit card is widely-used in major malls like Glorietta. But that is still useless if the card is blocked for “security reasons.”

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